Landscaper mowing with a John Deere Commercial ZTrak

Commercial Equipment Loans &  Leases

Let us help you smooth out the ride – and keep you financially sound.

Sometimes, the seasonality of your business can feel like a roller coaster ride. We have solutions to smooth out the ups and downs with Customized Financing. Let us help you find ways to conserve cash so you can grow your business and worry less about the ride ahead.

Easy on your business's bottom line.

Lease or buy?
Owning your commercial landscaping equipment offers your business major benefits including tax advantages. John Deere Financial offers great rates and flexible payment programs whether you buy or lease your commercial mowing or turf equipment — so you can choose what’s right for your business.

Have you considered leasing?
It’s a good way to preserve capital, adapt to changing workloads, and maintain access to the latest John Deere grounds care equipment. You could discover that leasing can make more sense — and dollars — for your business than you ever imagined. With leasing, you can:

  • Make lower monthly payments — improving cash flow.
  • Cut repair costs by operating equipment under warranty.
  • Reduce equipment downtime by using the newest, most efficient equipment available.
  • Eliminate the hassle of disposing of used equipment.
  • Bundle in parts, Stihl and Honda equipment for an easy purchase process.
  • Hold onto your cash and leave credit lines open for other opportunities.
  • Set up a customized payment schedule based on your individual needs.
  • Experience a “no-surprises” lease return and easy end-of-term options.
  • Take advantage of the Ultimate Forgiveness Program™ for commercial mowers.

Financial Tips, Resources, and Expert Advice

You're thinking about your business around the clock. So are we. Check out these articles to learn more about leasing.

Landscaper going over a curb with a John Deere W48R Commercial Walk Behind Mower

Landscaping Equipment: Leasing 101

Learn the benefits of leasing a commercial mower and get equipped to make the right decision for your business.

Man mowing with a John Deere ZTrak

Grow Your Landscaping Business

Find out how leasing professional landscaping equipment can help you expand your business and improve your bottom line.

Commercial Zero-turn lawn mower

Hours Forgiveness2

If you exceed your hour limit, you can have half of the excess hours forgiven.

Professional landscaper on John Deere riding mower

Rollover Hours2

If you end up using fewer hours than your lease stipulates, we will give you a credit for the unused hours.

Turf manager on John Deere riding lawn mower

Damage Waiver2

We’ll forgive up to $250 of any damage/excessive wear and tear.

Your cash flow changes with the seasons.

So should your payments.

Manage your company’s cash flow with financing programs that offer flexible monthly payments to match your income stream.

Seasonal Payment Plan (SPP) — Make smaller lease or installment payments for up to 6 consecutive months of your choice, paying as little as 1 percent of the amount financed during high-expense months. The difference is added to payments during higher cash flow months.

Skip Payments — Tailor your payment schedule to your seasonal needs by choosing up to 3 months each year to skip payments.

Skip Payment Plan1

 $8,500 finance at 1.9% for 36 months

Months Monthly payment without skipped payment Monthly payment with skipped payment

November – January



April – October



Seasonal Payment Plan Example1

Low cash flow November to March $8,500 financed at 3.9% for 36 months

MonthRegular Monthly Payment OptionSeasonal Monthly Payment Option






































One simple payment.

Bundling makes grounds care equipment and services more convenient and cost-effective when you include them in your lease or installment financing packages. Consider adding on:

  • STIHL® handheld, Honda walk-behind equipment, and a trailer for an easy purchase process.
  • Attachments and accessories you need to be more productive.
  • The John Deere parts you know you’ll need for the loan term to save interest and time for your service technician.
  • Equipment service packages and extended warranty coverage — no unexpected costs down the road.
  • Insurance to cover a variety of risks for actual cash value at the time of loss (less deductible), including theft, vandalism, collision, upset, fire, and flood.

Grounds equipment and parts bundling benefits chart

Customized Financing

NEVERSTOP features flexible leasing programs, so you can preserve capital, adapt to changing workloads and maintain access to our latest equipment. We also offer skip payments and seasonal payment plans.

Discover NEVERSTOP Services & Support

¹This is an estimate. It is not a credit offer. Actual credit terms may differ upon credit review. Contact your local John Deere dealer for any additional details.

²Limitations apply to Hour Forgiveness, Rollover Hours and Damage Waiver. See your dealer for details.